XRP Cryptocurrency Garners Attention Again Following Legal Victory - Unraveling the Ascent, Decline, and Resurgence of Ripple's Digital Asset
In a significant turn of events, the long-running legal battle between Ripple and the Securities and Exchange Commission (SEC) seems to be reaching its end. With appeals paused, the community is closely watching the developments.
The recent legal win for Ripple, announced on June 13, 2025, involves a proposed $50 million settlement to end the lawsuit, dissolving a prior injunction, and releasing $125 million in escrow. This agreement, which still needs Judge Analisa Torres' approval, indicates a more relaxed and crypto-friendly approach from the SEC under the Trump administration.
This legal victory provides much-needed regulatory clarity, boosting XRP's price to $2.13 and its market cap to $131 billion. Analysts predict a 50-70% price rise for XRP, possibly reaching $5, driven by institutional adoption and use cases like payments and real estate tokenization.
The journey of XRP, from a rapid rise to facing challenges and now bouncing back, showcases its resilience. Ripple Labs launched XRP, a cryptocurrency designed for speed and low-cost transfers for banks and financial institutions, in 2012. By 2017, XRP was one of the top cryptocurrencies, reaching a high of $3.84 in January 2018 due to big partnerships and strong real-world use cases.
However, the SEC's 2020 lawsuit, alleging unregistered securities sales, led to price drops and exchange delistings, creating uncertainty. In July 2023, Judge Torres ruled that XRP sales to everyday investors on public exchanges were not considered securities, a win for the XRP community.
Yet, Judge Torres also stated that sales to institutional investors did break securities laws, providing only partial clarity. Critics, like Senator Elizabeth Warren, worry about crypto being used for illegal activities, adding to the debate.
Potential ETF approval for XRP is driving interest, with Polymarket putting the chance of ETF approval in 2025 at 90%. However, market volatility, competition from other cryptocurrencies, and potential regulatory shifts could impact XRP's long-term growth.
XRP fits the description of tokens with real-world uses and strong foundations that will shape the future of Web3, making it a token that deserves close attention. With the legal battle seemingly winding down, the focus shifts to XRP's future growth and its potential to revolutionise the financial industry.
