Whales Spend $3 Billion on XRP in Two Days - Considering an Investment?
The world of cryptocurrencies has been abuzz with activity, and one digital asset that has been attracting significant attention is XRP. In the past few days, nearly $3 billion has been invested in XRP, according to recent reports.
This surge in interest is largely due to the massive purchases made by institutional investors. Over $1.1 billion worth of XRP tokens have been acquired by these investors in 2025, positioning XRP as a major asset that goes beyond speculative trading.
The interest in XRP is further fuelled by the SEC's ruling of XRP as a commodity in 2025. This decision eliminates legal uncertainties and allows for investments under the Commodity Futures Trading Commission (CFTC) frameworks.
Ripple's On-Demand Liquidity (ODL) service, which uses XRP to reduce cross-border payment costs by 70%, has also been adopted by over 300 institutions. This utility-driven demand is another factor that attracts institutional inflows.
Moreover, several asset managers are pursuing spot XRP ETF approvals. If approved, ProShares' $1.2 billion fund and others could potentially unlock $5 billion+ inflows, signalling further institutional buy pressure.
Whales have also been active, with approximately $7.1 billion in second-quarter 2025 whale accumulation reported. This substantial buy activity reflects strong confidence from institutional whales.
The positive outlook towards XRP is further bolstered by regulatory clarity, controlled token supply, and broadening adoption in financial infrastructures such as banks and payment companies. This makes XRP a potential foundational bridge asset between traditional finance and digital assets.
Price analyses based on current momentum forecast a potential rise in XRP's price to between $3 and $5 by late 2025. This predicted increase is primarily driven by institutional buying, ETF approvals, and the adoption of new payment standards like ISO 20022.
In conclusion, the convergence of massive institutional purchases, clearer regulatory frameworks, growing utility, and pending ETF approvals indicate that XRP presents a significant opportunity as an institutional-grade digital asset in 2025.
Gaston Cuny, a writer who has been working for over 7 years and has been a cryptocurrency enthusiast since 2020, contributed to this article.
Please note that this article is for informational purposes only and should not be considered financial advice. Always do your own research before making investment decisions.
Earlier in the week, the price of Ripple reached $3.37. However, today, the price has seen a decline, with Ripple settling at $3.14, losing 5%.
Rumors are circulating about a possible spot ETF launch on Ripple, adding to the excitement surrounding this digital asset.
XRP remains a cryptocurrency that generates a lot of interest among savvy investors.
Technology plays a crucial role in the surge of institutional interest in XRP, as Ripple's On-Demand Liquidity (ODL) service leverages XRP to significantly reduce cross-border payment costs. This technology-driven utility attracts institutional inflows.
Investing in XRP has become more appealing due to the SEC's 2025 ruling of XRP as a commodity, which removes legal uncertainties and aligns it with the Commodity Futures Trading Commission (CFTC) frameworks, making it more compatible with traditional finance.
