Ripple Announces $200 Million Acquisition of Rail, Strengthening Position in Stablecoin Transactions
Ripple, a leading provider of comprehensive stablecoin payments solutions, has announced the acquisition of Rail for $200 million. This acquisition is set to deliver the most comprehensive stablecoin payments solution in the market, streamlining global business-to-business (B2B) stablecoin payments.
The new solution, set to be launched after the acquisition, combines Ripple's broad payout network, market-leading digital asset liquidity, and extensive regulatory licenses with Rail's virtual accounts and automated back-office infrastructure. This integration offers efficient, compliant, and flexible stablecoin pay-ins and pay-outs, particularly for USD payments, without the need for customers to hold crypto on their balance sheets.
Key features of this solution include comprehensive stablecoin pay-in and pay-out capabilities across key corridors, integration of virtual accounts and automation for back-office functions, extensive licensing to manage compliant payment flows globally, and support for businesses to move money instantly and transparently worldwide.
Rail's stablecoin platform is forecasted to process over 10% of the $36B global B2B stablecoin payments in 2025, a significant increase from its current handling of over 10% of global B2B stablecoin payment volume.
Monica Long, Ripple's President, expressed her enthusiasm about the acquisition, stating that stablecoins are becoming a cornerstone of modern finance. She further added that with Rail, Ripple is uniquely positioned to drive the next phase of innovation and adoption of stablecoins and blockchain in global payments.
This move significantly boosts Ripple's leadership in digital asset payments infrastructure and strengthens its position in the enterprise stablecoin payment space, directly competing with major stablecoins like USDC and USDT through Ripple's RLUSD stablecoin. The aim is to serve millions of businesses globally.
Ripple's suite of solutions now includes the ability to seamlessly connect traditional payment networks with blockchains. Customers can now securely custody digital assets with Ripple's suite of solutions, enabling transactions with digital assets without the need for dedicated crypto bank accounts or wallets on centralized exchanges.
The acquisition is subject to customary closing conditions, including required regulatory approvals, and is expected to close in the fourth quarter of 2025. This acquisition underscores Ripple's commitment to helping its global customer base move money wherever and whenever they need.
With over $3 billion invested by Ripple in acquisitions and strategic opportunities, this move further solidifies Ripple's position as a leader in the digital asset payments industry. The suite of solutions connects customers to a global payment network that operates 24/7/365 through a single API, offering fast settlement of international business payments using stablecoins alongside fiat support.
In conclusion, the acquisition of Rail by Ripple marks a significant step forward in the digital asset payments industry, offering a more efficient, compliant, and flexible solution for B2B stablecoin payments. This move is expected to meet the rising demand for stablecoin-based financial flows with strong compliance and operational ease.
- The acquisition of Rail by Ripple, worth $200 million, will leverage blockchain technology to deliver a comprehensive stablecoin payments solution, aiming to manage compliant payment flows globally and offer efficient pay-ins and pay-outs for businesses, particularly for USD payments, without the need for crypto balances.
- With the integration of Rail's virtual accounts and automated back-office infrastructure, Ripple's suite of solutions will now include the ability to seamlessly connect traditional finance with blockchain, facilitate digital asset custody, and support businesses worldwide in moving money instantly and transparently using stablecoins.
